Effective June 1, 2020, United Insurance Holdings Corp. (UPC Insurance), through its insurance subsidiaries American Coastal Insurance Company, Family Security Insurance Company, Inc., Interboro Insurance Company, Journey Insurance Company, United Property & Casualty Insurance Company, and Blueline Cayman Holdings, renewed its catastrophe reinsurance programs.

Highlights of these agreements are as follows:

Increased core multi-event cascading catastrophe reinsurance limit to $3.257 billion

Purchased stand-alone catastrophe program for Interboro Insurance Company

Purchased stand-alone catastrophe program for Blueline Cayman Holdings

Increased cascading catastrophe reinsurance limit purchased by Journey Insurance Company, UPC Insurance’s AM Best A- rated insurance company, to $31.9 million

Utilization of UPC Re in group per occurrence retention

Increased multi-year catastrophe excess of loss reinsurance limit by $55 million

Effective June 1, 2020, UPC Insurance renewed its quota share agreement with private reinsurers

Catastrophe excess of loss reinsurance spend increased at a slower rate than the growth in premiums in-

force

This Item 8.01 may contain forward-looking statements about our reinsurance program and related attachment point, total coverage and costs. These statements are subject to the Private Securities Litigation Reform Act of 1995 and are based on management\’s estimates, assumptions and projections. These forward-looking statements can generally be identified as such because the context of the statement includes words such as estimate, expect or words of similar nature. The actual changes to our reinsurance program and related attachment point, total coverage and costs may differ materially from those discussed in this report, depending on our reinsurers\’ capacity to pay claims and related adjustment provisions in our agreements with the private reinsurers.

About UNITED INSURANCE HOLDINGS CORP. (NASDAQ:UIHC)

United Insurance Holdings Corp. is a property and casualty insurance holding company that sources, writes and services residential property and casualty insurance policies using a network of agents and a group of insurance subsidiaries. The Company’s insurance subsidiary is United Property & Casualty Insurance Company. Its other subsidiaries include United Insurance Management, L.C., the managing general agent that manages substantially all aspects of United Property & Casualty Insurance Company’s business; Skyway Claims Services, LLC, which provides services to its insurance affiliate; UPC Re, which provides a portion of the reinsurance protection purchased by its insurance affiliate, and Family Security Holdings, LLC (FSH). The Company’s principal product is homeowners’ insurance, which it offers in Connecticut, Florida, Georgia, Hawaii, Louisiana, Massachusetts, New Jersey, North Carolina, Rhode Island, South Carolina and Texas.