Synchrony Financial (the “Company”) today released the results of the annual stress tests conducted by the Company and by Synchrony Bank (the “Bank”), a wholly-owned subsidiary of the Company, respectively, in accordance with the Dodd-Frank Wall Street Reform and Consumer Protection Act. These results are included as Exhibit 99.1 hereto and incorporated by reference into this Item 7.01. The results are also available on the Investor Relations page of the Company’s website at

The information contained in this Item 7.01 of this Current Report on Form 8-K, including Exhibit 99.1, is furnished to Item 7.01 of Form 8-K and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as shall be expressly stated by specific reference in such filing.

Item 7.01

Financial Statements and Exhibits.

(d) Exhibits

The following exhibits are being furnished as part of this report:




Synchrony Financial Dodd-Frank Act Stress Test Disclosures dated June 27, 2018

Synchrony Financial Exhibit
EX-99.1 2 a2018synchronydfastannua.htm EXHIBIT 99.1 a2018synchronydfastannua Exhibit 99.1 2018 DFAST Annual Stress Test Disclosure For Synchrony Financial,…
To view the full exhibit click here


Synchrony Financial is a consumer financial services company. The Company provides a range of credit products through programs it has established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. The Company’s revenue activities are managed through three sales platforms: Retail Card, Payment Solutions and CareCredit. It offers its credit products through its subsidiary, Synchrony Bank (the Bank). Through the Bank, it offers a range of deposit products insured by the Federal Deposit Insurance Corporation (FDIC), including certificates of deposit, individual retirement accounts (IRAs), money market accounts and savings accounts. The Company offers three types of credit products: credit cards, commercial credit products and consumer installment loans. The Company also offers a debt cancellation product. It offers two types of credit cards: private label credit cards and Dual Cards.

An ad to help with our costs