SYNCHRONY FINANCIAL (NYSE:SYF) Files An 8-K Results of Operations and Financial Condition

SYNCHRONY FINANCIAL (NYSE:SYF) Files An 8-K Results of Operations and Financial Condition
Item 2.02

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Results of Operations and Financial Condition.

On January23, 2019, Synchrony Financial (the “Company”) issued a press release setting forth the Company’s fourth quarter 2018 earnings. A copy of the Company’s press release is being furnished as Exhibit 99.1 and hereby incorporated by reference.The information furnished to this Item 2.02, including Exhibits, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”) or otherwise subject to the liabilities under that Section and shall not be deemed to be incorporated by reference into any filing of the Company under the Securities Act of 1933 or the Exchange Act.

Item 2.02

Financial Statements and Exhibits.

(d) Exhibits

The following exhibits are being furnished as part of this report:

Number

Description

99.1

Press release, dated January 23, 2019, issued by Synchrony Financial

99.2

Financial Data Supplement of the Company for the quarter ended December 31, 2018

99.3

Financial Results Presentation of the Company for the quarter ended December 31, 2018

99.4

Explanation of Non-GAAP Measures

Synchrony Financial Exhibit
EX-99.1 2 earningsrelease4q18.htm EXHIBIT 99.1 Exhibit Exhibit 99.1Investor Relations    Media RelationsGreg Ketron    Sue Bishop(203) 585-6291    (203) 585-2802For Immediate Release: January 23,…
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About SYNCHRONY FINANCIAL (NYSE:SYF)

Synchrony Financial is a consumer financial services company. The Company provides a range of credit products through programs it has established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. The Company’s revenue activities are managed through three sales platforms: Retail Card, Payment Solutions and CareCredit. It offers its credit products through its subsidiary, Synchrony Bank (the Bank). Through the Bank, it offers a range of deposit products insured by the Federal Deposit Insurance Corporation (FDIC), including certificates of deposit, individual retirement accounts (IRAs), money market accounts and savings accounts. The Company offers three types of credit products: credit cards, commercial credit products and consumer installment loans. The Company also offers a debt cancellation product. It offers two types of credit cards: private label credit cards and Dual Cards.

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