On March 30, 2017, SBT Bancorp, Inc. (the “Company”) issued a letter to shareholders from Martin J. Geitz, President & Chief Executive Officer of the Company, and Robert J. Bogino, Chairman of the Board of Directors of the Company, that, among other things, recapped the 2016 operating performance of the Company’s primary subsidiary, The Simsbury Bank & Trust Company, Inc. A copy of such letter is furnished as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01 – Financial Statements and Exhibits.

(d) Exhibits

99.1 Letter, dated March 30, 2017, from the President & Chief Executive Officer of the Company and the Chairman of the Board of Directors of the Company.

About SBT Bancorp, Inc. (OTCMKTS:SBTB)

SBT Bancorp, Inc. is the holding company for The Simsbury Bank & Trust Company, Inc. (the Bank). The Company is engaged in investment in the Bank, which is a community-oriented financial institution providing a range of banking and investment services. The Bank offers a range of commercial banking services to residents and businesses in its primary and secondary markets through a range of commercial loans and residential mortgage programs, as well as home equity lines and loans, Federal Deposit Insurance Corporation (FDIC)-insured checking, savings, and individual retirement account (IRA) accounts, as well as safe deposit and other customary non-deposit banking services. The Bank’s loan portfolio consists of commercial and industrial, real estate-construction and land development, real estate-residential, real estate-commercial, municipal, home equity and consumer loans. The Bank offers investment products to customers through SBT Investment Services, Inc., a subsidiary of the Bank.

SBT Bancorp, Inc. (OTCMKTS:SBTB) Recent Trading Information

SBT Bancorp, Inc. (OTCMKTS:SBTB) closed its last trading session 00.00 at 25.10 with 1,588 shares trading hands.