HANMI FINANCIAL CORPORATION (NASDAQ:HAFC) Files An 8-K Results of Operations and Financial Condition

Item 2.02. Results of Operations and Financial Condition.

This information set forth under Item 2.02. Results of Operations
and Financial Condition, including Exhibit 99.1 attached hereto,
shall not be deemed filed for purposes of Section 18 of the
Securities and Exchange Act of 1934, as amended (the Exchange
Act) or otherwise subject to the liabilities of that section, nor
shall it be deemed incorporated by reference in any filing under
the Securities Act of 1933, as amended, or the Exchange Act,
regardless of any general incorporation language in such filing.

On January 24, 2017, Hanmi Financial Corporation (Hanmi
Financial) issued a press release announcing its financial
results for the quarter ended December 31, 2016. A copy of the
press release is attached as Exhibit 99.1 to this Form 8-K.

Item 9.01. Financial Statements and Exhibits.

Forward-Looking Statements

This report contains forward-looking statements, which are
included in accordance with the safe harbor provisions of the
Private Securities Litigation Reform Act of 1995. In some cases,
you can identify forward-looking statements by terminology such
as may, will, should, could, expects, plans, intends,
anticipates, believes, estimates, predicts, potential, or
continue, or the negative of such terms and other comparable
terminology. Although we believe that the expectations reflected
in the forward-looking statements are reasonable, we cannot
guarantee future results, levels of activity, performance or
achievements. All statements other than statements of historical
fact are forwardlooking statements for purposes of federal and
state securities laws, including, but not limited to, statements
about anticipated future operating and financial performance,
financial position and liquidity, business strategies, regulatory
and competitive outlook, investment and expenditure plans,
capital and financing needs and availability, plans and
objectives of management for future operations, developments
regarding our capital plans, strategic alternatives for a
possible business combination, merger or sale transaction, and
other similar forecasts and statements of expectation and
statements of assumption underlying any of the foregoing. These
statements involve known and unknown risks, uncertainties and
other factors that may cause our actual results, levels of
activity, performance or achievements to differ from those
expressed or implied by the forward-looking statement. These
factors include the following: failure to maintain adequate
levels of capital and liquidity to support our operations; the
effect of potential future supervisory action against us or Hanmi
Bank; general economic and business conditions internationally,
nationally and in those areas in which we operate; volatility and
deterioration in the credit and equity markets; changes in
consumer spending, borrowing and savings habits; availability of
capital from private and government sources; demographic changes;
competition for loans and deposits and failure to attract or
retain loans and deposits; fluctuations in interest rates and a
decline in the level of our interest rate spread; risks of
natural disasters related to our real estate portfolio; risks
associated with Small Business Administration loans; failure to
attract or retain key employees; changes in governmental
regulation, including, but not limited to, any increase in FDIC
insurance premiums; ability of Hanmi Bank to make distributions
to Hanmi Financial, which is restricted by certain factors,
including Hanmi Banks retained earnings, net income, prior
distributions made, and certain other financial tests; ability to
identify a suitable strategic partner or to consummate a
strategic transaction; adequacy of our allowance for loan losses;
credit quality and the effect of credit quality on our provision
for loan losses and allowance for loan losses; changes in the
financial performance and/or condition of our borrowers and the
ability of our borrowers to perform under the terms of their
loans and other terms of credit agreements; our ability to
control expenses; and changes in securities markets. In addition,
we set forth certain risks in our reports filed with the U.S.
Securities and Exchange Commission, including, Item 1A of our
Annual Report on Form 10-K for the year ended December 31, 2015,
our Quarterly Reports on Form 10-Q, and Current Reports on Form
8-K that we will file hereafter, which could cause actual results
to differ from those projected. We undertake no obligation to
update such forward-looking statements except as required by law.

About HANMI FINANCIAL CORPORATION (NASDAQ:HAFC)

Hanmi Financial Corporation is the holding company for Hanmi Bank (the Bank). The Bank is a community bank conducting general business banking, with its primary market encompassing the Korean-American community, as well as other ethnic communities across California, Colorado, Georgia, Illinois, New York, Texas, Virginia and Washington. The Bank’s client base reflects the multi-ethnic composition of these communities. The Bank maintains a branch network of over 40 full-service branch offices in California, Illinois, New Jersey, New York, Texas and Virginia, and loan production offices in California, Colorado, Texas, Virginia and Washington State. Its lending activities include real estate loans (commercial property, construction and residential property), commercial and industrial loans (commercial term loans, commercial lines of credit and international), and consumer loans and small business administration (SBA) loans. Its revenues are derived from interest and fees on its loans.

HANMI FINANCIAL CORPORATION (NASDAQ:HAFC) Recent Trading Information

HANMI FINANCIAL CORPORATION (NASDAQ:HAFC) closed its last trading session down -0.55 at 34.40 with 179,878 shares trading hands.