First BanCorp. (NASDAQ:FBNC) Files An 8-K Results of Operations and Financial Condition

First BanCorp. (NASDAQ:FBNC) Files An 8-K Results of Operations and Financial Condition
Item 2.02

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Results of Operations and Financial Condition.

On January 29, 2019, First BanCorp. (the “Corporation”), the bank holding company for FirstBank Puerto Rico (“FirstBank” or “the Bank”), issued a press release announcing its unaudited results of operations for the quarter and year ended December 31, 2018. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

A copy of the presentation that the Corporation will use at its conference call to discuss its financial results for the quarter and year ended December 31, 2018 is attached hereto as Exhibit 99.2 and is incorporated herein by reference. As announced in a press release dated January 3, 2019, the call may be accessed via a live Internet webcast at 10:00 a.m. Eastern time on Tuesday, January 29, 2019, through the investor relations section of the Corporation’s website: www.1firstbank.com or through the dial-in telephone number 877-506-6537 or 412-380-2001 for international callers. The conference number is 10127503.

Item 2.02

Financial Statements and Exhibits

(d)Exhibits

Exhibit

Description of Exhibit

99.1

Press Release dated January 29, 2019 – First BanCorp Announces Earnings for the quarter and year ended December 31, 2018 and Partial Reversal of Deferred Tax Asset Valuation Allowance

99.2

First BanCorp Conference Call Presentation – Financial Results for the quarter and year ended December 31, 2018

Exhibits 99.1 and 99.2 referenced therein, shall not be deemed “filed” for purposes of Section18 of the Securities Exchange Act of 1934, as amended, nor shall Exhibits 99.1 and 99.2 be deemed incorporated by reference in any filings under the Securities Act of 1933, as amended.

Exhibit Index

Exhibit

Description of Exhibit

Exhibits 99.1 and 99.2 referenced therein, shall not be deemed “filed” for purposes of Section18 of the Securities Exchange Act of 1934, as amended, nor shall Exhibits 99.1 and 99.2 be deemed incorporated by reference in any filings under the Securities Act of 1933, as amended.

FIRST BANCORP /PR/ Exhibit
EX-99.1 2 a51931882ex99_1.htm EXHIBIT 99.1 Exhibit 99.1 First BanCorp. Announces Earnings for the Quarter and Year Ended December 31,…
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About First BanCorp. (NASDAQ:FBNC)

First Bancorp is the bank holding company for First Bank (the Bank). The Company’s principal activity is the ownership and operation of First Bank. The Company engages in a range of banking activities, including the acceptance of deposits and the making of loans. The Company offers credit cards, debit cards, letters of credit, safe deposit box rentals and electronic funds transfer services, including wire transfers. In addition, the Company offers Internet banking, mobile banking, cash management and bank-by-phone capabilities to its customers. The Company also offers a mobile check deposit feature for its mobile banking customers that allows them to deposit checks through their smartphone. The Company offers remote deposit capture for its business customers. The Company conducts business from approximately 90 branches. The Bank’s subsidiaries include First Bank Insurance Services, Inc. (First Bank Insurance) and First Troy SPE, LLC.

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