ChoiceOne Financial Services, Inc. (OTCMKTS:COFS) Files An 8-K Regulation FD Disclosure

ChoiceOne Financial Services, Inc. (OTCMKTS:COFS) Files An 8-K Regulation FD Disclosure
Item 7.01 Regulation FD Disclosure

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ChoiceOne Financial Services, Inc. (“ChoiceOne”) will hold its annual meeting of shareholders on Wednesday, May 23, 2018, at 11:00 a.m. local time. At the meeting, shareholders will be asked to (1) elect four directors; (2) cast an advisory vote on executive compensation; (3) ratify the selection of Plante & Moran, PLLC as independent registered public accounting firm for the year ending December 31, 2017; (4) approve an amendment to ChoiceOne’s Stock Incentive Plan of 2012 to increase the number of shares available for issuance thereunder from 100,000 to 200,000 shares; and (5) transact any other business that may properly come before the meeting.

ChoiceOne is making this meeting accessible to the public by telephone on a listen-only basis. Anyone interested in the meeting may access the meeting on a live basis by dialing the following toll-free number: 1-877-669-2052. When prompted, enter the following participant passcode: 8540210604.

This report is furnished to, and not filed with, the Commission.

It is anticipated that some of the information presented at this annual meeting will contain forward-looking statements that are based on management’s beliefs, assumptions, current expectations, estimates and projections about the financial services industry, the economy, and the Registrant itself. Words such as “anticipates,” “believes,” “expects,” “forecasts,” “intends,” “is likely,” “plans,” “predicts,” “projects,” “may,” “could,” “estimates,” variations of such words and similar expressions are intended to identify such forward-looking statements. Management’s determination of the provision and allowance for loan losses, the carrying value of goodwill and loan servicing rights, and the fair value of investment securities (including whether any impairment on any investment security is temporary or other than temporary) and management’s assumptions concerning pension and other postretirement benefit plans involve judgments that are inherently forward-looking. All of the information concerning interest rate sensitivity is forward-looking. These statements are not guarantees of future performance and involve certain risks, uncertainties and assumptions (“risk factors”) that are difficult to predict with regard to timing, extent, likelihood, and degree of occurrence. Therefore, actual results and outcomes may materially differ from what may be expressed, implied or forecasted in such forward-looking statements. Furthermore, the Registrant undertakes no obligation to update, amend, or clarify forward-looking statements, whether as a result of new information, future events, or otherwise.

Risk factors include, but are not limited to, the risk factors disclosed in Item1A of our Annual Report on Form 10-K for the year ended December 31, 2017, changes in interest rates and interest rate relationships; demand for products and services; the degree of competition by traditional and non-traditional competitors; changes in banking laws and regulations; changes in tax laws; changes in prices, levies, and assessments; the impact of technological advances; governmental and regulatory policy changes; the outcomes of pending and future litigation and contingencies; trends in customer behavior as well as their abilities to repay loans; changes in the local and national economies; changes in market conditions; the level and timing of asset growth; local and global uncertainties such as acts of terrorism and military actions; and current uncertainties and fluctuations in the financial markets and stocks of financial services providers due to concerns about credit availability and concerns about the Michigan economy in particular. These are representative of the risk factors that could cause a difference between an ultimate actual outcome and a preceding forward-looking statement.

About ChoiceOne Financial Services, Inc. (OTCMKTS:COFS)

ChoiceOne Financial Services, Inc. is a bank holding company. The Company operates through banking segment. The Company’s subsidiary, ChoiceOne Bank (the Bank), is a full-service banking institution that offers a range of deposit, payment, credit and other financial services to all types of customers. Its services include time, savings, demand deposits, safe deposit services and automated transaction machine services. It offers both commercial and consumer loans to corporations, partnerships and individuals. Commercial lending covers categories, such as business, industry, agricultural, construction, inventory and real estate. The Bank’s consumer loan department makes direct and indirect loans to consumers and purchasers of residential and real property. The Bank’s primary market area lies within Kent, Muskegon, Newaygo and Ottawa counties in Michigan. The Bank’s subsidiary, Insurance Agency, sells insurance policies, such as life and health for both commercial and consumer clients.

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