On January 23, 2018, Umpqua Holdings Corporation issued a press release announcing fourth quarter and full year 2017 financial results. The release is attached hereto as Exhibit 99.1. The information included in the press release is considered to be "furnished" under the Securities Exchange Act of 1934, as amended (the "Exchange Act"). Umpqua Holdings Corporation will include final financial statements and additional analyses for the year ended December 31, 2017 as part of its annual report on Form 10-K covering that period.

Umpqua Holdings Corporation is filing an investor slide presentation that it intends to review in conjunction with its earnings release conference call on January 24, 2018. The slides are included as Exhibit 99.2 to this report and shall not be deemed to be "filed" for the purposes of Section 18 of the Exchange Act, or otherwise subject to the liability of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

UMPQUA HOLDINGS CORP Exhibit
EX-99.1 2 umpq-20171231ex991earnings.htm PRESS RELEASE ANNOUNCING FOURTH QUARTER AND FULL YEAR 2017 FINANCIAL RESULTS Exhibit EXHIBIT 99.1     Contacts:Ron FarnsworthBradley HowesEVP/Chief Financial OfficerSVP/Director of Investor RelationsUmpqua Holdings CorporationUmpqua Holdings Corporation503-727-4108503-727-4226ronfarnsworth@[email protected] UMPQUA REPORTS QUARTERLY AND ANNUAL RESULTSFourth quarter 2017 net earnings of $82.8 million,…
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About Umpqua Holdings Corporation (NASDAQ:UMPQ)

Umpqua Holdings Corporation is a financial holding company. The Company’s principal operating subsidiaries include Umpqua Bank (the Bank) and Umpqua Investments, Inc. (Umpqua Investments). It operates through two segments: Community Banking and Home Lending. The Community Banking segment’s principal business focus is the offering of loan and deposit products to business and retail customers in its primary market areas. The Community Banking segment operates over 380 locations throughout Oregon, California, Washington, Idaho and Nevada. The Home Lending segment, which operates as a division of the Bank, originates, sells and services residential mortgage loans. The Company, through Umpqua Bank, provides a range of banking, wealth management, mortgage banking and other financial services to corporate, institutional and individual customers. The Company, through Umpqua Investments, engages in the retail brokerage business.