Santander Holdings USA, Inc. (the Company) is furnishing copies
of slides which will be used in connection with presentations on
one or more occasions. The presentation materials are attached
hereto as Exhibit 99.1 and incorporated herein solely for
purposes of this Item 7.01.

The information contained in the attached presentation materials
is summary information that is intended to be considered in the
context of the Companys Securities and Exchange Commission
filings and other public announcements. The Company undertakes no
duty or obligation to publicly update or revise this information,
although it may do so from time to time.

The information in Item 7.01 of this Current Report on Form 8-K,
including Exhibit 99.1, is being furnished and shall not be
deemed filed for the purposes of Section 18 of the Securities
Exchange Act of 1934 or otherwise subject to the liabilities
under that Section. Further, the information in Item 7.01 of this
Current Report on Form 8-K, including Exhibit 99.1, shall not be
deemed to be incorporated by reference into the filings of the
Company under the Securities Act of 1933. Item 7.01 of this
Current Report on Form 8-K will not be deemed an admission as to
the materiality of any information in this Current Report on Form
8-K that is required to be disclosed solely by Regulation FD.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits