OCEANFIRST FINANCIAL CORP. (NASDAQ:OCFC) Files An 8-K Regulation FD Disclosure

ITEM7.01

OceanFirst Financial Corp. (the Company) is scheduled to make
presentations to current and prospective investors on or after
November17, 2016. Attached as Exhibit 99.1 of this Form 8-K is a
copy of the presentation which OceanFirst Financial Corp. will
make available at these presentations and will post on its
website at www.oceanfirst.com. This report is being
furnished to the SEC and shall not be deemed filed for any
purpose.

Forward-Looking Statements

This Report contains forward-looking statements. These
forward-looking statements may include: management plans relating
to the previously announced pending acquisition (the Transaction)
of Ocean Shore Holding Co. (Ocean Shore); the expected timing of
the Transaction; the ability to complete the Transaction; the
ability to obtain any required regulatory, shareholder or other
approvals; any statement of the plans and objectives of
management for future operations, products or services, including
the execution of integration plans relating to the Transaction;
and statements of expectation or belief; projections related to
certain financial metrics; and any statement of assumptions
underlying any of the foregoing. Forward-looking statements are
typically identified by words such as believe, expect,
anticipate, intend, outlook, estimate, forecast, project, and
other similar words and expressions. Forward-looking statements
are subject to numerous assumptions, risks and uncertainties,
which change over time and are beyond our control.
Forward-looking statements speak only as of the date they are
made. Neither the Company nor Ocean Shore assumes any duty and
does not undertake to update forward-looking statements. Because
forward-looking statements are subject to assumptions and
uncertainties, actual results or future events could differ,
possibly materially, from those that the Company or Ocean Shore
anticipated in its forward-looking statements and future results
could differ materially from historically performance. Factors
that could cause or contribute to such differences include, but
are not limited to, those included under Item1A Risk Factors in
the Companys Annual Report on Form 10-K, those included under
Item1-A Risk Factors in Ocean Shores Annual Report on Form 10-K,
those disclosed in the Companys and Ocean Shores respective other
periodic reports filed with the Securities and Exchange
Commission (SEC), as well as the possibility; that expected
benefits of the Transaction and the Cape acquisition may not
materialize in the timeframe expected or at all, or may be more
costly to achieve; that the Transaction may not be timely
completed, if at all; that prior to the completion of the
Transaction or thereafter, the Companys and Ocean Shores
respective businesses may not perform as expected due to
transaction-related uncertainty or other factors; that the
parties are unable to successfully implement integration
strategies related to the Transaction and the Cape acquisition;
that required regulatory, shareholder or other approvals are not
obtained or other customer closing conditions are not satisfied
in a timely manner or at all; reputational risks and the reaction
of the companies shareholders, customers, employees and

other constituents to the Transaction; and diversion of
management time on merger-related matters. For any
forward-looking statements made in this report or in any
documents, the Company and Ocean Shore claim the protection of
the safe harbor for forward-looking statements contained in the
Private Securities Litigation Reform Act of 1995.

Annualized, pro-forma, projected and estimated numbers are used
for illustrative purposes only, are not forecasts and many not
reflect actual results.

About OCEANFIRST FINANCIAL CORP. (NASDAQ:OCFC)

OceanFirst Financial Corp. is a holding company for OceanFirst Bank (the Bank). The Company is a savings and loan holding company. The Bank’s principal business is attracting retail and business deposits in the communities surrounding its branch offices and investing those deposits primarily in loans, consisting of single-family, owner-occupied residential mortgage loans, and commercial real estate and other commercial loans. The Bank also invests in other types of loans, including residential construction and consumer loans. In addition, the Bank invests in mortgage-backed securities (MBS), securities issued by the United States Government and agencies thereof, corporate securities and other investments permitted by applicable law and regulations. The Bank’s revenues are derived principally from interest on its loans, interest on its investment and MBS. The Bank also receives income from fees and service charges on loan and deposit products, wealth management services and others.

OCEANFIRST FINANCIAL CORP. (NASDAQ:OCFC) Recent Trading Information

OCEANFIRST FINANCIAL CORP. (NASDAQ:OCFC) closed its last trading session up +0.03 at 22.90 with – shares trading hands.