On October 25, 2017, in accordance with the Dodd-Frank Wall Street Reform and Consumer Protection Act (the "Dodd-Frank Act") and the regulations promulgated thereunder by the Board of Governors of the Federal Reserve System ("FRB"), Investors Bancorp, Inc. (the "Company") disclosed the results of, and risks and assumptions relating to, its 2017 Dodd-Frank Act company-run stress test ("DFAST") for the Company and Investors Bank (the "Bank").

Results for both the Company and the Bank are available on the Company's website, www.myinvestorsbank.com, under "Investor Relations."

The DFAST results reflect the Company's estimates of losses, pre-provision net revenue, provisions for loan and lease losses, after-tax net income, and capital levels over the nine-quarter period beginning January 1, 2017 and ending March 31, 2019. These estimates are based on a forward-looking exercise using hypothetical, severely adverse, macroeconomic assumptions developed by the FRB. They do not represent a forecast of expected future economic or financial conditions, nor do they represent a Company forecast of future financial condition or results.

A copy of the press release announcing disclosure of the DFAST results is attached as Exhibit 99.1 to the Current Report on Form 8-K.

The DFAST results and the press release announcing the disclosure of those results are being furnished to Item 7.01, and the information contained therein shall not be deemed "filed" for purposes of Section 18 of the Securities and Exchange Act of 1934, or otherwise subject to the liabilities under that Section. Furthermore, the information contained in this Item 7.01 and shall not be deemed to be incorporated by reference into the filings of the Company under the Securities Act of 1933, except as shall be expressly set forth by specific reference in such filing.

The information contained in or incorporated by reference to this Current Report on Form 8-K contains certain forward-looking statements, including projections of financial condition, results of operations, plans, objectives, and future performance or business under a hypothetical, severely adverse scenario that incorporates a set of assumed economic and financial conditions prescribed by the FRB, and may address issues that involve significant risk, uncertainties, estimates, expectations, and assumptions made by management. Actual results may differ materially from current projections and will be influenced by actual economic

and financial conditions, as well as various other factors, as described in the Company's annual, quarterly, and current reports with the Securities and Exchange Commission, which are available at the Company's website and at www.sec.gov.

Investors Bancorp, Inc. Exhibit
EX-99.1 2 exhibit992pressrelease1025.htm EXHIBIT 99.1 Exhibit Exhibit 99.1101 JFK Parkway,…
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