FS Bancorp, Inc.’s Chief Financial Officer Matthew D. Mullet, Chief Lending Officer Dennis O’Leary and Executive Vice President Home Lending Production Donn Costa will be providing an information update on a one-on-one basis at the FIG Partners 23^rd Annual Bank CEO Forum in Scottsdale, Arizona that is being held on January 30-31, 2019.

The following exhibit is being furnished herewith and this list shall constitute the exhibit index:

FS Bancorp, Inc. Exhibit
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About FS BANCORP, INC. (NASDAQ:FSBW)

FS Bancorp, Inc. is a holding company for 1st Security Bank of Washington (the Bank). The Company is a diversified lender with a focus on the origination of indirect home improvement loans, also referred to as fixture secured loans, commercial real estate mortgage loans, home loans, commercial business loans and second mortgage and home equity loan products. The Company operates through the community banking segment. The Bank is a relationship-driven community bank. The Bank offers banking and financial services to local families, local and regional businesses and various industries within distinct Puget Sound area communities. It offers a range of commercial real estate loans, which are secured by income producing properties, including retail centers, warehouses and office buildings located in the market areas. It offers a range of deposit instruments, including checking accounts, money market deposit accounts, savings accounts and certificates of deposit.